Wednesday, June 9, 2021

Financial tips on using UPI Apps

 A question asked on Quora got my attention:


Unified payment interface(UPI) can make your financial planning go haywire.

Impulse shopping which means customers throwing all caution to the wind and buying indiscriminately can cause long term reduction in savings.

Saving habit inculcated into people due to adverse economic conditions can be undone by profligacy.

A personal policy of not spending too much on non-essential items can go a long way in ensuring well being and a better future for the family.

CONTROL

This word depicts what is lacking in people. That one word or the lack of self discipline can make people act irresponsibly.

Now in a digital world one needs to be careful. We need to exercise control over ourselves in order to achieve something.

This google search is not something I did as a routine.

Its borne out of years of struggle with mind and its control.

It begins with a thought. The thought germinates and becomes a seedling. Seedling into a plant and a plant into a tree... The thought was of self improvement. The very desire to improve oneself is sufficient condition to go down the right path or worse course correction.

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